One Day my Entire Life changed!

Dr. Karen Wharton

How Did We Get Here?

I sat in my car with a painful truth: I no longer had a home to go to.

While traveling for work, I contracted COVID—and with it came double pneumonia, bronchitis, and asthma. After 21 days of fighting it at home, I finally went to the hospital. I walked out 7 days later… different.

I couldn’t walk, type, or talk clearly. My jet-setting days as the CEO of an international IT firm were over. Multiple 6-figure income gone!

After two years of recovery, I tried sales again—but the game had changed. AI had rewritten the rules. Still, I went all in, working nonstop for 60 days. I rose to the top 1% of the company burning the ship. There was no exit, succeed or die!

The company didn't fail—it sank, taking all my goals with it.

Understand my home was my sanctuary. I had PTSD from covid and hadn't left my home for anything in 2 years. Losing it was beyond devastating. It put me in debilitating depression.

That was my turning point.

Am I Living Or Am I Existing?

SURVIVING OR THRIVING

My life was amazing. Happy marriage, 2 adult children, traveling the world, house in a great neighborhood I loved & no financial stressors.

Sitting on a coach, one step from drooling all over myself , watching tv with my spouse trying to reach me through things I loved.

I had to have assistance doing everything. My independence was gone. Will I ever get my perfect life back?

After 2 years of rehabilitation, prayer, love and pure determination I fought my way back.

Who am I now ,what do I do, How do I reinvent myself?

PTSD came & I had not left my home in 2 years. I was afraid of being around people, driving, and leaving my sanctuary. Covid was still out there.

After I promoted in that company I went on stage and told my story for the first time. I am confident, proud & scared.

As soon as my foot hit the bottom step off the stage, after I shared my truth, all the emotions hit me like a brick wall.

I fell in my spouses arms like a limp doll and I wept about our situation for the 1st time in front of everyone. I couldn't control it.

I had to deal with the pain and the shame openly. Now the real journey can begin!

Dr. Karen Wharton &

Daughter Shardai Webb

I went back to the hotel room and started writing down everything I was grateful for and my daughters face kept coming to me. My legacy was watching so failure wasn't an option.

It Was Time To Heal...For Real...

SOMETHING BROKE LOSE!

I knew I needed to face the pain, the past. and the people who did not show up for me.

I had to face myself and admit I had to "live in the reality I created."

I leaned into my Ai Coach & Mentors and started increasing my Ai skills so I could compete in any sales environment.

I withdrew from people who wanted my gifts and talents but never wanted me.

I gave up all my creature comforts, spent long nights learning , watching several videos and I took as many classes as I could.

I CHANGED MY LANGUAGE!

I started watching people who only talked about manifestation. I trained my brain not to think negative during negative situations and there were many. I got over the fear of losing people and started honoring myself.

I was led to teachers like Catherine Ponder, Wayne Dyer, Elias Lovey, Abraham Hicks, Neville Goddard & Issac Miles.

I learned that "No" is a complete sentence and it was ok to use it...often!

I HAD TO DEAL WITH WHO I WAS BECOMING NOW!

THE OLD ME IS GONE

I learned to walk in my power & my reinvention from a healed place with gratitude?

I learned that reinvention was my only option because the successful skills and experiences I had in the last season would not work in my new normal.

In 2025 I launched the baby I had been carrying since Covid. That baby is a manifestation course speaking to the e25ntire woman. I named it "Reinvent Self"!

I stepped out on faith and launched the course on FB with 22 women. The impact was evident by the execution of the steps taught in class 1.

I went on to set up a community sharing 3 free classes so no women would be left behind,

By this time there was no holding back, I was tuned in, tapped in and turned on to what God and the Universe called me to do and I came in "Hot"!

There was absolutely no more time to waste holding on to a past that no longer served my future. Besides that I could only take my women kings where I was willing to go.

I simply had to do it afraid!

I LEARNED TO WALK IN MY POWER AND MY REINVENTION FROM A HEALED PLACE WITH GRATITUDE.

IN 2025 FULLY UNDERSTANDING MY PURPOSE,

I allowed myself the space to release the old me, reinvent myself, while showing other women how to do the same!

FINALLY, I WAS READY TO MEET THE REINVENTED ME,

AND WHEN VIBRATING AT A HIGHER FREQUENCY, MY GIFTS WERE UNLOCKED.

A Real Change Required Me To Change!

March 2025 I found an Ai Crypto start up company that I joined day one because it challenged me to learn new technology I didn't know.

Not being the subject matter expert was hard but I was coachable. In the 1st few days I made over 20K and had taught others to do the same.

I had to look past where I was and see the end. I could not meet my future as a victim but as a victor.

Without proof I had to see, speak & manifest that I was a multi-millionaire producing multi-millionaires.

I Had To Walk Where There Was No Ground!

Suddenly, I was being invited to closed door meetings with documented multi-millionaires. The tools, insights and conversations were at a higher frequency that I had missed! I loved it!

Knowing your attitude determines your altitude helped me dream again with faith, declaring creative ideas. I became better at assumptive affirmations using emotion.

I was intrigued with an Ai software that could help consultants expand their real estate brand internationally.

A chance encounter led me to an international leader I had previously met to pitch a multi-million dollar international deal.

Professional Bio

Dr. Karen Wharton

Meet Dr. Karen—

aka "Coach K"

Renowned international fintech wealth consultant, CEO of WF Collective a 50-State Loan company, author, proud twin mom, and creator of a new international multi-million dollar AI-powered real estate service.

She's on a mission to break income ceilings and make wealth the new norm for women who want it. Through her "Reinvent Self" franchise, Dr. Karen helps women in transition fully embrace new roles, titles, and responsibilities—mind, body, and bank account.

With a track record of scaling 132+ companies to multi billion-dollar success for 25 years, she now empowers women to manifest millions by boldly reinventing themselves and stepping into both spiritual and financial power.

Too many women don’t realize the power of the gifts they carry—or how to use them in this next chapter of life.

When a role, title, or job that once gave them identity disappears, they feel stuck, thinking it was the only space they could succeed in.

But what if that was just one season?

It’s time to break free from the beliefs and wealth blockers holding you back from fully reinventing yourself.

Take this 3-minute quiz to find out where you are on your journey—and what’s keeping you from stepping into your next level of success.

To Work With Dr. Karen

Skin.Reinvent-Self.com

14-Day K-Beauty Challenge for People Who Want Beautiful Skin

Canada.KarenWharton.com

Marketing Program for People Who Want expand ther brand

Reinvent-Self.com

Life Coaching Program For Women In Life Transition